Renting Vs Buying a Home After 60 — The Real Math

Renting vs buying a home after 60, with the real math. Bill and Margaret are both 62, both retired, and both just sold the family home with $400,000 in their pocket. Bill buys a smaller house with cash. Margaret rents next door and invests everything. We follow them for 20 years (property taxes, insurance, repairs, rent increases and investment returns) to see who really comes out ahead, and what changes the winner. Subscribe for one retirement money decision, explained with real numbers, every day. 0:00 Same money, two choices 1:44 Bill buys with cash 3:10 The costs of a paid-off house 4:03 Margaret rents and invests 5:42 Year 1 and year 3 7:25 Year 5: the tie 8:29 Year 10 and the $30,000 remodel 9:57 Year 15 and year 20 11:01 What changes the winner 13:24 What should you do? Sources: National Association of Realtors, existing-home sales, August 2026 (median price $429,100) Freddie Mac Primary Mortgage Market Survey, Oct 1, 2026 (30-year fixed 7.28%) Zillow Observed Rent Index, July 2026 (typical single-family rent $2,314) Social Security Administration, 2026 COLA fact sheet (average retired worker ~$2,071/month) This video is an example for education and entertainment, not financial advice. Talk to a fee-only advisor about your own situation. #retirement #rentvsbuy #realmath